Effective Date: 01/01/2026
Welcome to QuickDebt. We operate the website www.quickdebt.in and provide professional loan settlement and financial consultancy services. We are committed to protecting your personal and financial information in accordance with applicable laws, including the Digital Personal Data Protection Act, 2023 (India) and the General Data Protection Regulation (GDPR), where applicable.
By accessing our website or using our services, you consent to the collection, use, and processing of your information as described in this Privacy Policy.
1. Information We Collect
To provide effective debt settlement and consultancy services, we may collect the following categories of information:
- Personal Identity Data: Name, date of birth, gender, and government-issued identification such as Aadhaar and PAN.
- Contact Information: Email address, mobile number, and residential or office address.
- Financial Information: Details of unsecured debts, lender names, outstanding amounts, account references, income, expenses, and bank statements.
- Technical Data: IP address, browser type, device information, operating system, and website usage data.
- Communication Records: Emails, messages, chat transcripts, and recorded calls for quality, compliance, and training purposes.
Sensitive personal and financial data, including Aadhaar and PAN details, are collected and processed only with your explicit consent and strictly for providing loan settlement and financial consultancy services.
2. How We Collect Your Data
- Direct Submission: Information you provide through enquiry forms, consultations, registrations, or service enrollment.
- Automated Technologies: Cookies and similar tracking technologies used during website navigation.
- Authorized Third Parties: Credit bureaus or financial institutions, where permitted and authorized by you, to verify debt-related information.
3. How We Use Your Information
Your information is used solely for legitimate and necessary business purposes, including:
- Negotiating with creditors or lenders on your behalf
- Monitoring settlement progress, payments, and service fees
- Creating customized debt resolution strategies
- Providing customer support and service updates
- Meeting legal, regulatory, and compliance obligations
4. Legal Basis for Processing
We process your personal data based on one or more of the following lawful grounds:
- Your explicit consent
- Performance of services requested by you
- Compliance with legal obligations
- Legitimate business interests
5. Disclosure of Your Information
We do not sell your personal data. Information may be shared only with:
- Creditors and Lenders: For the purpose of initiating and completing settlement negotiations.
- Internal Team: Authorized employees and contractors handling your case.
- Service Providers: Trusted vendors for hosting, analytics, CRM, or payment processing under confidentiality obligations.
- Legal Authorities: When required by law, regulation, or court order.
6. Advertising & Remarketing
We may use third-party advertising platforms such as Google Ads and Meta (Facebook and Instagram). These platforms may use cookies, pixels, or similar technologies to display relevant advertisements based on your interaction with our website.
We do not share sensitive personal or financial data with advertising platforms.
7. Data Retention
We retain personal and financial data only for as long as necessary to fulfill the purpose for which it was collected, comply with legal requirements, or resolve disputes. Data is securely deleted or anonymized when no longer required.
8. Data Security
We implement reasonable technical and organizational safeguards, including encryption, access controls, and secure servers, to protect your data from unauthorized access, loss, misuse, or disclosure. However, no electronic transmission or storage method is completely secure.
9. Your Rights
Subject to applicable laws, you have the right to:
- Access your personal data
- Request correction of inaccurate information
- Request deletion of your data
- Withdraw consent at any time (which may affect service availability)
10. Cookies Policy
Our website uses cookies to improve user experience, analyze traffic, and support advertising efforts. You may manage or disable cookies through your browser settings, though some features may not function properly.
11. Third-Party Content
Our website may contain embedded content or links to third-party websites. We are not responsible for the privacy practices of those websites.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
13. Contact & Grievance Redressal
If you have questions, concerns, or requests related to your personal data or this Privacy Policy, please contact us:
QuickDebt Solutions
Email: info@quickdebt.in
Phone: +91 90589 50894
Important Disclaimer
QuickDebt is a consultancy service providing professional assistance in debt negotiation and management. We do not issue settlement letters. The final decision to settle any debt rests solely with the respective lender or bank. Our services are intended for individuals facing genuine financial hardship and are not designed to support willful defaulters.