Juggling multiple debts? Bring it all under one plan.
Credit cards, personal loans, and business dues pulling you in different directions rarely resolve themselves one at a time. We map every account, prioritize by lender, and negotiate each one down, so you follow one clear plan instead of five different headaches.
One debt is manageable. Five rarely are.
Each lender pursues its own dues independently, and without one plan tying it together, the math stops adding up fast.
Juggling five different lenders is common, and fixable.
Having debt spread across cards, loans, and business dues doesn't mean you're bad with money, it means you need one coordinated plan instead of five separate battles.
One team, every account.
Five steps, start to close. You're not on your own for any of it.
Full debt review
We map every account you owe, credit cards, loans, and business dues, into one clear picture.
Prioritize by lender
We sequence which accounts to negotiate first based on urgency, exposure, and settlement potential.
We negotiate each one
Our team works every lender individually, so you're never coordinating multiple negotiations yourself.
Written agreements
Every settlement is documented before payment, account by account, so nothing is left ambiguous.
All accounts closed
Each debt gets its own proof of settlement, until every account on your list is marked closed.
What settling multiple accounts does to your report.
Multiple settlements mean multiple entries, so it's worth understanding the full picture upfront.
Each settled account shows "Settled," not "Closed"
With multiple accounts settling, you'll see several "Settled" entries on your report. It can affect approval odds and terms on new credit for some time after.
Every account stops chasing you, one by one
As each lender is settled and documented, that account can no longer pursue you. By the end, every debt on your list is resolved and behind you.
Coordinating five negotiations yourself is a full-time job.
Lenders have entire teams built to collect. Here's what having ours on your side changes.
One team, every creditor
Instead of managing separate conversations with each lender, one team handles all of them for you.
A single point of contact
One advisor tracks your whole case across every account, so you're never re-explaining your situation.
Everything in writing
Every account's settlement is documented before payment, so nothing is left open to dispute later.
RBI protects you from unfair recovery.
Same protections, every lender
Every one of your lenders is bound by the same RBI Fair Practices Code, none of them get an exception to threaten or abuse you.
Restricted contact hours
Calls and visits are only permitted within set daytime hours, not late at night or early morning.
No public shaming
Your dues can't be disclosed to your employer, neighbours, or family members, by any of your lenders.
One record per account
Request written communication from each lender individually, so you're building a paper trail for every account, not just one.
Multi-debt settlement, answered honestly.
Ready to bring every debt under one plan?
Share your situation and we'll map out a realistic path across every account, no obligation, no cost to find out.